Defintions of Types of Housing

To better understand the type of housing on the HAP application, please read the definitions below.

Affordable Housing - This housing has been created over the past few years under the Canada-Ontario Affordable Housing Program.  It is developed, owned and operated by private landlords or non-profit housing providers.  Rent in an affordable housing unit is at or below the average market rent and not rent geared to income.  To be eligible for this housing your household income must fall below levels set by the Canada-Ontario Affordable Housing Program.

Co-Operative Housing - If you live in a co-op, you can be actively involved in the decision making on how the co-op is run, by attending meetings or sometimes being a part of the board.  Co-ops are not low income housing although there are some units with an assisted housing charge, which is generally 30% of your monthly income.  If you live in a co-op without an assisted housing charge you are paying the equivalent to market rent.

Rent Geared-To-Income Housing (RGI) - Also referred to as subsidized housing, your rent is calculated by 30% of your gross monthly household income.

Supportive Housing - If you live in supportive housing, there are support services available to you that will assist you in living independently.  Support services that may be available are for people with physical disabilities or support for youth.

Rent Supplement Housing - If you receive a rent supplement this means that you are living in a privately owned building with a subsidy.  Your portion of the rent is geared towards your income (30% of gross household income) and a subsidy from the city is paid to the landlord.

Non-Profit Housing -  Private non-profit housing, is typically owned and managed by a community organization sponsoring group.